Medicare Supplement Insurance: Plans Insured by United Health care Ins Co. Free info

The supporters argued that the system would help Americans purchase health insurance through carefully regulated state exchanges. Many supporters argued that the exchanges would eventually replace the current dominant employer-based system.

 

Only about 12 million people are in exchanges. More important, the exchanges are attracting sicker, poorer people, who drain money, and are not attracting the healthier people who pour money in.

That means less coverage; 24 million Americans still lack health insurance. That also means higher premiums. Some experts put the national requested increase at 23 percent.

The exchanges are also producing less coverage.